Bad News on our Weight Loss Surgery Procedure

December 28, 2006 · Filed Under Weight Loss Surgery 

Well with keeping with the theme of actually coming out from behind the shadows, I’m making another post as me. By the way my name is Bruce. My wife is Jackie and she is the one who is considering having weight loss surgery.

Well we are self pay and thought we had all this worked out, but fate had other plans. We decided since we are self pay that we would set up the cafeteria plans at work to take out enough money to pay for the surgery. Jackie works for a hospital and because of that she gets a little discount form what most people who are self pay have to come out of their pocket with. She was told a few months back that the cost would be around $7200 and that was the decision we made on how much money to put into the cafeteria plan. Well turns out we got bad information and that is just the cost for the hospital fee. The weight loss surgeon fee is separate. Looks like we are about 5K short in the plan. This is definitely going to push the surgery date off. Originally it was set up for the first of February, but now its definitely going to be pushed into summer.

I’m not really sure how I’m going to come up with this additional money as it’s not in the budget and I hate to go further into debt to pay for the Vertical Sleeve Gastrectomy procedure. Good thing is my boss called right before Christmas and offered me a little raise so that should help. I’m going to need to brainstorm a little on this so if any one has any comments, please make them as I’m all ears.

I really don’t understand how the insurance companies can get away with not paying for these sorts of procedures. It has been well documented that someone who gets their weight under control has a lot fewer health problems like Diabetes, or heart conditions, whatever. So it would seem logical that in the long run an insurance company would really come out better by paying for this surgery now and not have to pay for the other ailments later. This does not make a lot of sense to me.

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